https://www.oegod.com/ 請問大神 Fri, 05 Jun 2026 00:50:09 +0000 En hourly 1 https://www.oegod.com/ https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21 今年就30歳，想買樓將來結婚有個家，而家約有$200000儲蓄，同阿媽住，物業係阿媽名下，巿值$800萬左右，阿媽肯將現有既樓黎做柢壓幫我問銀行借首期，我同gf月入$20k-25k,想買$200-300萬筌灣或大角咀400尺左右單位，好似聽人講比9成按可放租等人幫手供，如果我每月可以用$10000黎供，供20年，咁有咩要留意?有無咩經歷可以分享，同教下路?唔該哂! Sun, 10 Jan 2021 05:22:12 +0000 商業及金融 guest@oegod.com (匿名 匿名) https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20467 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20467 住反你媽到咪得 佢果到 $ 800萬 （　佢第時物業　／　錢都系留比你地　）　 你有咩可能用 $ 800萬的物業換 $200-300 如果你 $200-300萬之後供吾到 的話 $ 800果到又要還 錢 甘你點 ???? 變相你地會兩間屋都冇左 / 負資產 甘做咩要博 , 有咩要自己咩得甘辛苦 ! 2012-06-26 11:52:37 補充： 打少字　： 物業換 $200-300萬 Sat, 27 Mar 2021 23:02:39 +0000 商業及金融 guest@oegod.com (匿名 匿名) https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20467 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20468 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20468 首先, 基本買樓費用你要清楚: 例子： 樓價: $300.0 萬 買賣合約: $2,000 (律師費) 屋契: $20,000(律師費) 釐印費: $45,000 代理佣金: $30,000 ----------------------------- 總開支: $97,000 九成按揭: $270萬 按揭保險費(自住物業)首年保費: ~$3-4萬 其實你買樓後還有其他如管理費，水電煤等等，自己都要計進去。 除了以上外，九成按揭理論上要自住物業，而且未必可以批足九成，你要問清楚。 我認為你要月供$10000，買較平的樓／供＞２０年，拉長供款年期。 希望以上資料幫到你，如果想找較優惠的按揭利率或想知如何用按揭套利都可以聯絡我。 Mon, 15 Mar 2021 12:29:39 +0000 商業及金融 guest@oegod.com (匿名 匿名) https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20468 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20469 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20469 業主貸款 / 二按 / 轉按 / 單邊按 >公屋, 居屋, 私人樓, 村屋, 丁屋, 寫字樓工廠亦可申請 >齊文件, 24小時取款 >未補地價亦可 >減息計劃兼年期攤長 >期數長達十年 >貸款額高達1,000萬 電話 23271713 23456369 / 66557788 胡先生 / 趙先生 (表明 I E 李先生介紹) 歡迎查詢任何問題. Tue, 26 Jan 2021 09:30:39 +0000 商業及金融 guest@oegod.com (匿名 匿名) https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20469 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20470 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20470 好似聽人講比7成以上不得放租，如果有租務紛爭，驚動bank，到時違反合約！ 另外7成以上買按揭保險，幾萬蚊架！9成是hkmc批！非常嚴謹！ Wed, 24 Mar 2021 14:28:39 +0000 商業及金融 guest@oegod.com (匿名 匿名) https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20470 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20471 https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20471 1. 你要睇返你阿媽間屋係唔燧你自己供返, 如1係, 即係同時供兩間屋. 2. 新屋可以租出去, 但要留意租賃問題. 3. 另外記得買一份按揭保障, 我自己都有, 因有咩事, 即時有筆錢攞返間屋, 唔怕供款負擔轉俾他人. Tue, 26 Jan 2021 03:24:39 +0000 商業及金融 guest@oegod.com (匿名 匿名) https://www.oegod.com/question/%E6%83%B3%E8%B2%B7%E6%A8%93%E9%98%BF%E5%AA%BD%E8%82%AF%E5%B9%AB%E6%88%91%E4%BD%86%E5%A5%BD%E5%A4%9A%E9%87%8E%E5%94%94%E6%98%8E%E8%AB%8B%E8%B3%9C%E6%95%99%21#answer-20471